Please find below a link to BAN’s Legal Alert on Notice 2020-76, which extends the deadline to provide
March 30, 2020: Aetna AFA COVID-19 Response
Aetna is mindful of the many challenges small business customers and their employees are experiencing as a result of the COVID-19 pandemic. Many customers are experiencing slower sales, reductions in hours, layoffs and more. Aenta’s Frequently Asked Questions (FAQ) Sheet describes options for Aetna’s small group customers during this dynamic time.
To view Aetna’s FAQ Sheet answering the questions below, click here.
- Our company is reducing hours and/or laying off staff due to the COVID-19 crisis. Are we able to keep our employees covered on our AFA plan?
- If I terminate an employee due to reduction in hours, can I waive the waiting period when the employee resumes working 30+ hours?
- My company is being forced to shut down by state/government orders. Can we keep our Small Group insurance?
- My company is going out of business due to economic downturn. Can we keep our AFA plan?
- Are my employees eligible for COBRA if or when we do layoffs?
- I have reduced my employees’ hours and they are no longer able to afford their portion of the health insurance premium. Can they terminate the coverage without a qualifying event?
- Will Aetna offer a grace period for AFA Max Liability due to the COVID-19 crisis?
- Our company is not able to afford our plan. Are there options to change benefits before our renewal?
- Our company is terminating our plan. Are we required to give a 30-day term notice?
- Will Aetna modify rates for changes in enrollment greater than 10 percent?
For updated news on Aetna’s response to COVID-19, please click here.
Disclaimer: Please note that these policies are subject to change due to carrier, local government, state government, or federal government regulation.
October 6, 2020: BAN Legal Alert concerning IRS Extending 2020 ACA Reporting Deadline
September 16, 2020: BAN Legal Alert Department of Labor Issues Updated FFCRA Regulations In Light Of Recent Federal Court Decision
Please find below a link to our Legal Alert on the Department of Labor’s updates to regulations on
August 12, 2020: Talking to Your Child About Returning to School
With the start of the school year right around the corner, it is important to put measures into
August 4, 2020: Legal Alert- President’s Executive Orders Intending to Lower Drug Costs
Please find below a link to a BAN Legal Alert on several recent Executive Orders issued by President
July 29, 2020: BAN Legal Alert- IRS Issues Affordability Percentage Adjustment for 2021
Please find below a link to BAN’s Legal Alert on Rev. Proc. 2020-36, which contains the inflation adjusted
July 8, 2020: 40% of Americans Obese and How You Can Break the Cycle
Americans are some of the fattest people in the world, not just stereotypically but statistically too. In fact,
BAN Legal Alert: Final S.1557 Rule and Supreme Court Title VII Decision
Please find below a link to a BAN Legal Alert on the U.S. Supreme Court decision finding that
June 17, 2020: BAN Legal Alert – IRS Releases Second Quarter Form 720 for PCORI Fee Payments
Please find below a link to an update to our prior BAN Legal Alert, now that the IRS
June 1, 2020: ADP Helps You Prepare for Hurricane Season
In times of crisis, preparation can bring a lot of comfort. That’s why ADP® Comprehensive Services wants to
June 1, 2020: Legal Alert: IRS Releases 2021 HSA Contribution Limits, HDHP Deductible, Out-of-Pocket Limits
Please find below a link to the BAN Legal Alert on Rev. Proc. 2020-32, which adjusts the HSA/HDHP
May 20, 2020: Guardian – Dental and Vision Premium Credits, Rate Guarantees and Benefit Enhancements
Financial support and benefit enhancements for dental and vision customers Guardian’s new Guardian Pandemic Support Program* can help
May 19, 2020: Principal Dental Premium Credit & Personal Protective Equipment Payment
COVID-19 is impacting everyone’s lives – including dentists and our dental members. Most dental offices are temporarily closed
May 18, 2020: The Latest COVID-19 News from Guardian
Please review the following new resources to help you manage your business. New updates on our response to
May 18, 2020: Tips for Avoiding Cyber Risks During COVID-19
While health and safety are among the top priorities in the ongoing COVID-19 pandemic, unfortunately, people also need
May 18, 2020: BAN Employer Guide: COVID-19 Next Steps in Workforce Dynamics
The Coronavirus (COVID-19) pandemic has interrupted business operations across the country. While it is unclear how long COVID-19
May 13, 2020: BAN Legal Alert: IRS Relaxes Election Change, Other Rules for Cafeteria Plans and FSAs
Please find below a link to the BAN Legal Alert on IRS Notices 2020-29 and 2020-33 which, among
May 11, 2020: Staying Well During COVID-19 and Returning to Work
Many employers across the country are in the process of reopening or having employees return to work. Many
May 6, 2020: Staying well during the COVID-19 Pandemic and Living Single
Being physically away from our friends and loved ones for an extended period of time is something most
May 5, 2020: EyeMed will hold rates (no increase) for current clients with less than 1,000 total members and renewal effective dates of August 1, 2020 through December 1, 2020
EyeMed is pleased to announce… Any EyeMed client with fewer than 1,000 total members AND with renewal effective
Mary 5, 2020: Staying Well Tips for Routine Medical Care during COVID-19
Staying Well During COVID-19: Routine Medical Care As communities across the country take steps to slow the spread
May 5, 2020: Express Scripts Parachute Rx Helping the Unemployed and Uninsured Pay for Prescriptions
During the uncertainty of the COVID-19 pandemic, many maybe facing very difficult business decisions that could leave people
May 5, 2020: BAN Legal Alert – Agencies Extend Deadline to Pay COBRA Premiums, Extend Certain Other ERISA and Internal Revenue Code Deadlines Due to COVID-19
Please find below a link to the BAN Legal Alert on guidance and relief from the DOL, IRS
April 13, 2020: FBI Warns on Fraud Schemes due to COVID-19
Scammers are leveraging the COVID-19 pandemic to steal your money, your personal information, or both. Don’t let them.
April 13, 2020: NAHU COVID-19 Weekly Update
The National Association of Health Underwriters has been keeping informed about COVID-19 (coronavirus). Below are links to updates
April 13, 2020: Aetna Special Enrollment
Aetna is providing an option for most of its insured commercial group insurance and Small Group Aetna Funding
April 13, 2020: Sun Life COVID-19 Update
Sun Life is actively monitoring the changing situation related to COVID-19 (Coronavirus) and would like to share a
Staying Well During COVID-19: Eating Well by GPA
To avoid the spread of Coronavirus, we are all doing our part to stay home. This means we
April 1, 2020: CVS Health announces cost-sharing and co-pay waivers for COVID-19-related treatment for Aetna members
CVS Health announced it is waiving cost-sharing and co-pays for inpatient hospital admissions related to COVID-19 for Aetna’s
March 31, 2020: Humana Waiving Member Cost Share for COVID-19 Treatment
Humana has made some recent announcements that will expand telehealth access to physicians for COVID-19 while waiving member
March 31, 2020: Ameritas Response to COVID-19
Ameritas knows many people will be unable to make premium payments during this crisis because of reduced hours, layoffs and
March 31, 2020: Lincoln COVID-19 Guidance Portal
In order to assist customers with concerns surrounding COVID-19, Lincoln has created a COVID-19 Guidance Portal to share
March 31, 2020: GPA Tips for Working from Home
Due to the Coronavirus pandemic, more individuals are being asked to work from home. Whether you are a
March 31, 2020: Principal Response to COVID-19
Concerned about premium payments for employer-provided insurance policies? Principal understands this might be a financially challenging time with
March 31, 2020: CARES Act Resources by OneAmerica
In the wake of the novel coronavirus, COVID-19 pandemic and related impacts on business operations, the Coronavirus Aid,
March 30, 2020: Aetna AFA COVID-19 Response
Aetna is mindful of the many challenges small business customers and their employees are experiencing as a result
March 28, 2020: UHC COVID-19 Special Enrollment
To assist members in accessing care in light of COVID-19, UnitedHealthcare is providing its fully-insured small and larger
March 24, 2020: Humana Response to COVID-19
In response to COVID-19, please click here to view Humana’s update on enrollment, eligibility, premium payments, and continuation
March 23, 2020: Guardian Response to COVID-19
Due to the uncertainty surrounding COVID-19, Guardian has released updates pertaining to eligibility, grace periods, claims, and more.
March 23, 2020: Lincoln Financial Group Response to COVID-19
Lincoln Financial Group has updated their “Actively at Work/Continuation of Coverage” policy. If an employee is affected by